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About RateAPY.com

Welcome to RateAPY.com, the most comprehensive resource of rate information available on the web!

A combined effort between bankers and web designers, RateAPY.com presents the information bankers and consumers desire in the easiest and most effective way possible. In addition to presenting current rates for Internet and National Banks, RateAPY.com maintains a detailed separate section exclusively for localized markets, making your search faster and easier.

RateAPY.com Editorial Policy

RateAPY.com takes responsibility for the accuracy of the information and the opinions published in its articles, reviews, and research studies. All writers for RateAPY.com - staff and freelance contributors - must ensure that their articles are fact-based, truthful, and reflect their honest opinions. This approach applies to all editorial content on the site. The opinions expressed on RateAPY.com are the author's alone, not those of the bank advertiser. Editorial content has not been reviewed, approved or otherwise endorsed by the bank advertiser.

If we have made an error, or if our information is misleading, we welcome the opportunity to correct it.

RateAPY.com does not receive compensation from any company, product or person mentioned in our editorial content, including assessments, unless it has been specifically disclosed in the article. If we feature an article by a third party - one that does not feature an assessment - we include the word "Sponsored" next to the byline or in another prominent location above the fold. If an advertiser decides to sponsor a page written by one of our writers, the editorial content is strictly ours and reflects the honest opinions of our writers and the research they conducted. In this case, we would also indicate that the article is "Sponsored."

Site visitors may submit comments on our pages, subject to the conditions posted on our Terms of Service page.

Product Assessments and Rankings

RateAPY.com features product rankings in order to help consumers decide which products fit their needs. All of our assessments are based on extensive research and analysis by our RateAPY.com team; they are independent of any relationships we have with advertisers. The conclusions represented in our rankings are based on data and the expertise of the RateAPY.com editorial team. Details about the methodology used for our each of our assessments are listed below.

Best Savings Account Rates, Best CD Rates, Best Jumbo CD Rates, and Best Money Market Account Rates

RateAPY.com compiles rates on approximately 1,900 deposit products from over 400 U.S. banking institutions. Rates are gathered weekly from institution websites and from other sources as appropriate. In the gray listings of the account rates table, we feature the rates we have compiled, ranked from the highest to the lowest rates. We feature advertisers in white above those listings.
Disclaimer: Rate, Annual Percentage Rate (APR), Annual Percentage Yield (APY), and Employment data is supplied to RateAPY.com from subscribing financial institutions. You may find additional information for a specific product on that bank's linked web site or by contacting them directly. The FDIC insures all banks that list with RateAPY.com. All Rates and Annual Percentage Yields (APY) are subject to change without notice. For a list of product limitations and criteria for the rates displayed above, please click here. Please note that these descriptions do not substitute for the institution's Required Account Disclosures.