Compare Rates Now

Shop Bank Accounts, Find The Best Banks

Posted by: RateAPY Bank Rates News
March 11th, 2010

According to the FDIC, over 100 banks were taken over in 2009. Several more banks have folded so far this year. As weak banks are sold and taken over by stronger banks, the banking world gets healthier. Your FDIC insured deposits are always safe. In the history of the FDIC, not one insured penny was ... Read more »

Zions Bank Internet Savings Account at 1.16% APY

Posted by: RateAPY Bank Rates News
March 11th, 2010

Savings rates have increased among Americans since the recession began and more families recognized the importance of maintaining an emergency fund to meet unexpected expenses. One of the best ways to make sure your money is safe while earning interest is a savings account.
These days, consumers can search online to find the best ... Read more »

How To Predict What Interest Rates Will Do

Posted by: RateAPY Bank Rates News
March 10th, 2010

About every six weeks the Federal Reserve’s Federal Open Market Committee (FOMC) gets together to decide if they should change the Fed Funds Target Rate. If you want to know if your certificates of deposit will be paying more in the near future, one way ... Read more »

Earn 1.3% APY with the Ally Online Savings Account

Posted by: RateAPY Bank Rates News
March 10th, 2010

Interest Rates Set to Rise?
It’s good to hear so many economists agreeing that interest rates are likely to rise later this year. At last savers may get a worthwhile return on their investments.
But that news may put you off tying up your money at today’s low interest rates. And you may well wish to keep ... Read more »

High Interest Savings Making A Come Back

Posted by: RateAPY Bank Rates News
March 9th, 2010

If you are tired of your savings account paying very little, hang in there, good news is coming soon. Interest rates on everything from your savings account to your money market and CD should be paying more than they are today by the end of the year.
According to most economists, the Federal Reserve will need ... Read more »

EverBank Yield Pledge Money Market Account at 2.25% APY for New Customers

Posted by: RateAPY Bank Rates News
March 9th, 2010

Many Americans choose a money market account as the best place to keep their money safe while earning interest. Money market accounts can be a great vehicle for emergency funds since you can keep this cash separate from your day-to-day fund yet retain immediate access.
EverBank’s Yield Pledge Money Market Account promises ... Read more »

Bank CD Rates May Go Up

Posted by: RateAPY Bank Rates News
March 8th, 2010

Interest Rates: Are Economists Satisfied with Fed’s Present Strategy?
Twice a year the National Association of Business Economists (NABE) conducts an Economic Policy Survey. In the most recent survey, taken in February of this year, 135 of the 203 members polled believe that the Federal Reserve’s monetary policy is correct for the ... Read more »

Five-Year Certificate of Deposit from Patriot Bank Yields 3.5% APY

Posted by: RateAPY Bank Rates News
March 8th, 2010

Certificates of Deposit Pose Difficult Choices
It’s never easy deciding on a new certificate of deposit just by comparing terms. Those high CD rates that come with a long-term investment are tempting. But suppose interest rates in general suddenly shoot up, and you’re left with your money languishing for years ... Read more »

Mortgage Rates Back Below 5% To Early February Levels

Posted by: RateAPY Bank Rates News
March 5th, 2010

After last Friday’s big jump up, mortgage rates relax back down to early February levels. The 30 year fixed conforming mortgage rate averaged 4.97% with 0.7% points this week, according to Freddie Mac’s Primary Mortgage Market Survey (PMMS). Here is a recap of what the conforming 30 year fixed has ... Read more »

Southern Funding Alliance Offers 30-Year Fixed-Rate Mortgage at 4.825% APR

Posted by: RateAPY Bank Rates News
March 5th, 2010

Low interest rates are encouraging homeowners across the country to apply to refinance their home loans, while home purchasers are finding they can afford a higher mortgage amount because the interest charges are so low.
To get the best mortgage product for your needs, be sure to compare the fees and discount points charged ... Read more »