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Century Point Mortgage Offers 4.943% APR on 30-Year Fixed-Rate Mortgage

Posted by: RateAPY Bank Rates News
November 23rd, 2009

Whether purchasing a home or refinancing a home, consumers today are comparing mortgage loan programs to find the lowest interest rate.
When searching for the right mortgage product for you, be sure to compare more than just the interest rate. Check the term of ... Read more »

SmartyPig’s Money Market Account Offers 2.01% APY–and the Coolest Name in Banking

Posted by: RateAPY Bank Rates News
November 23rd, 2009

Of course, your first priorities for your money market account savings are great interest rates and FDIC-insured security. But once you have those, why shouldn’t you have fun, too?
Well, you can with SmartyPig. Right now, SmartyPig’s money market accounts are offering 2.01% APY.
Interest, and ... Read more »

Investors Seek Safety

Posted by: RateAPY Bank Rates News
November 20th, 2009

Cash was king again this week. Investors sold stocks and increased their positions in fixed-income instruments on doubts that the economy is truly recovering. This was amidst economic indicators that the economy might be stabilizing.
Money Market Accounts and CDs A Safe Haven
During times of economic uncertainty and mixed messages, investors rely on money market accounts ... Read more »

Chipmakers Downgraded on Wall Street; Deposits a Strong Choice for Investment Safety in Uncertain Times

Posted by: RateAPY Bank Rates News
November 19th, 2009

The stock market has been gaining for weeks, but bad news in the chipmaking industry today resulted in a step backwards. Analysts at Bank of America Merrill Lynch downgraded eight chipmakers, including Intel, causing price drops for companies in the semiconductor sector. The Dow finished down 93.87 (down 0.9%) to end at 10,332.44.
Recent Economic News ... Read more »

Goldwater Bank Offers 5-Year Jumbo CD at 3.55% APY

Posted by: RateAPY Bank Rates News
November 19th, 2009

Investors with high balances to invest need to compare bank deals and interest rate quotes for various types of products to determine the best savings vehicle for their money.
Individuals searching for safety and a guaranteed return for high balances should look into jumbo Read more »

What You Need To Know About An Interest-Earning Checking Account

Posted by: RateAPY Bank Rates News
November 18th, 2009

Are you looking to combine access to your money with interest-earning power? An interest-earrning checking account is one way to achieve both.
Checking Accounts vs. Savings Accounts or Certificates of Deposit
The main reason to use a checking account is the ability to write checks and access your money when necessary. Many checking accounts are free but ... Read more »

Ridgestone Bank’s Momentum Savings Account Pays up to 2.5% APY

Posted by: RateAPY Bank Rates News
November 18th, 2009

Ridgestone Bank is a relative newcomer, but it’s already making quite a name for itself in the heartland areas where it operates–including southeastern Wisconsin and greater Chicago.
Of particular interest to savers will be the bank’s FDIC-insured high-interest savings accounts, which are branded Momentum.
High Interest Savings Account at Ridgestone Bank
You ... Read more »

Choice Financial RateBuilder Savings Account at 2.26% APY

Posted by: RateAPY Bank Rates News
November 18th, 2009

Consumers searching for a savings account with the highest possible interest rates should consider all terms of the account, including any minimum balance requirements or limits on withdrawals, to find one which suits their needs.
Smart savers are comparing savings account deals online to ... Read more »

How To Make $20 Billion

Posted by: RateAPY Bank Rates News
November 17th, 2009

Earlier this week, the Wall Street Journal published a fun article by Gregory Zuckerman titled “Greatest Trade: How You Can Make $20 Billion.” You may have heard about John Paulson, the New York hedge fund manager who made big insurance bets that the housing market would crash. His firm has made $20 billion from insurance ... Read more »

How Home Sales Could Mean Higher Rates On Certificates Of Deposit

Posted by: RateAPY Bank Rates News
November 16th, 2009

On Thursday, the Wall Street Journal reported Q3 home sales at an annual rate of 5.3 million units. That was an 11.4% gain over Q2’s 4.76 million units. Experts credit the rising sales to the tax credit of up to $8,000 for first-time home buyers. Last week, President Obama signed a bill extending that tax ... Read more »