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The Stock Market Fears Interest Rates Will Go Up Sooner Than Expected

Posted by: RateAPY Bank Rates News
December 31st, 2009

Most economists believe that it is an economic certainty that when the economy recovers, interest rates on everything from mortgages to certificates of deposit and money market accounts will go up. They say it is not a question of “if” but a question of “when.” Yesterday, the stock market got spooked on continued good news ... Read more »

Integrity Home Loan 30-Year Fixed-Rate Mortgage at 5.11% APR

Posted by: RateAPY Bank Rates News
December 31st, 2009

Whether refinancing or buying a home in the New Year, consumers are looking to lock in the best possible mortgage interest rates. Comparing bank deals online from lenders licensed to operate in your state can be a good place to start saving money on your home loan.
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Deciding Between a Certificate of Deposit and a Money Market Account

Posted by: RateAPY Bank Rates News
December 30th, 2009

Saving money is important in this economic environment. But how should you allocate your savings–would a certificate of deposit or a money market account be better for you?
Certificates of Deposit
If you have money to lend to banks, you can earn interest. A certificate of deposit, or CD, is a debt ... Read more »

Get the Highest CD Rates When Combined with a Checking Account

Posted by: RateAPY Bank Rates News
December 30th, 2009

Some banks will offer you the highest CD rates when you also open a new checking account. If you are looking to maximize your returns from your certificates of deposit, this is one trick that’s worth looking into. Because of the many banks that closed in 2009, the remaining healthy ... Read more »

Selling Debt Is a Killer for Treasuries

Posted by: RateAPY Bank Rates News
December 30th, 2009

A deluge of debt hit the market this year, seriously weakening the supply-to-demand ratio of U.S. treasuries. The year 2009 could end up being the worst for treasuries since 1978, caused by the deepest recession in more than sixty years. Government debt has lost 3.6% this year, due to too much supply to maintain attractive ... Read more »

Ridgestone Bank’s Momentum Savings Account Offers up to 2.5% APY

Posted by: RateAPY Bank Rates News
December 30th, 2009

Savings Accounts Are Not All the Same
The New York Times published Christmas Day a piece warning that some banks pay such “tiny” interest rates on their savings accounts that many depositors actually risk losing money on their investments. And it reported that one world-famous bank pays just 0.05% on its standard savings account.
But you can ... Read more »

Hudson City Bank Certificates of Deposit at 3.40% APY

Posted by: RateAPY Bank Rates News
December 29th, 2009

Consumers looking for a safe place to save their money for future spending, retirement, or an emergency fund often choose certificates of deposit (CDs) because of their guaranteed interest earnings and preservation of principal.
Comparing CD rates from various banks online can be the best way to ... Read more »

Get Up to 3.56% APY with a Broadway Federal Bank CD

Posted by: RateAPY Bank Rates News
December 28th, 2009

One of the best things about certificates of deposit (CDs) is that they have fixed rates. And that means you know precisely what your income will be throughout the term.
Longer-term CD rates are generally higher than those for savings and money market accounts. And the longer the term, ... Read more »

Credit Cards Evolving in the New Economy

Posted by: RateAPY Bank Rates News
December 25th, 2009

Banking is going through a lot of changes. Banks are trying to attract new customers while at the same time reducing their risk of losses. Many of their losses have come from defaults on credit card balances. New credit products are sure to emerge that both attract clients and limit losses. Old products are also ... Read more »

The Palladian Private Bank Offers Savings Account at 1.80% APY

Posted by: RateAPY Bank Rates News
December 25th, 2009

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