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Prime Interest Rate Predicted to Remain Unchanged

Posted by: RateAPY Bank Rates News
March 31st, 2010

The Federal Reserve’s Federal Open Market Committee (FOMC) will meet again on April 28, 2010, to determine whether or not to raise interest rates. Traders are making predictions about the likelihood of an interest rate move by the FOMC.
Futures Trading an Indicator of Pime Interest Rate
As of today, as indicated by the traders of Fed ... Read more »

Gold Star for 30-Year, Fixed-Rate Mortgages at 4.875% (4.99% APR)

Posted by: RateAPY Bank Rates News
March 31st, 2010

Home Loan and Refinance Deals
When it comes to home loans and mortgage refinancing, Americans can still access some of the lowest interest rates in fifty years. However, nobody knows for sure how long that happy situation might last.
That means that it could make good sense for you to act now–while ... Read more »

Check Out Checking Account Features

Posted by: RateAPY Bank Rates News
March 30th, 2010

Not all checking accounts are alike. There are at least ten features you need to check out. Compare all the features of a checking account before you select one. Don’t just go for interest rate. You might find that the account that offers the highest rate also has the highest ... Read more »

Clear Sky Savings Account from Chesapeake Bank at 1.50% APY

Posted by: RateAPY Bank Rates News
March 30th, 2010

Start Saving Money with a Savings Account
Opening a savings account can be one of the best ways to improve your finances, even if you start with just one dollar. Beginning a regular pattern of saving money encourages individuals to take control of their spending and saving, and make plans for the future.
Read more »

Be Smart When Applying For Credit Cards

Posted by: RateAPY Bank Rates News
March 29th, 2010

Inquiries Can Hurt Your FICO Score
Applying for several credit cards at once is not a good idea. When you fill out a credit card application, the credit card company will run a credit check known as an inquiry. Each inquiry into your credit history can take up to 10 points off your FICO score. Do ... Read more »

Dime Savings Bank’s Prime Rewards Money Market Accounts Pay up to 1.6% APY

Posted by: RateAPY Bank Rates News
March 29th, 2010

Money Market Accounts–the Benefits
Generally speaking, money market accounts tend to pay higher interest rates than standard savings accounts, yet they don’t require you to tie up your money for long periods.
Dime Savings Bank’s Money Market Accounts
Dime Savings Bank’s Money Market Accounts offer a range ... Read more »

Mortgage Rates Below 5% For Four Straight Weeks!

Posted by: RateAPY Bank Rates News
March 26th, 2010

Each week Freddie Mac publishes its Primary Mortgage Market Survey (PMMS). The survey polls mortgage lenders nationwide and calculates an average mortgage rate for 30-year fixed, 15-year fixed, 5/1 ARM, and 1-year ARM products.
Mortgage Rates Rising, But Still Surprisingly Low
Here is where mortgage rates for a conforming 30-year fixed have ... Read more »

HomeQuest Mortgage Offers 30-Year Fixed-Rate Mortgage at 5.203% APR

Posted by: RateAPY Bank Rates News
March 26th, 2010

Whether you are searching for a mortgage loan for a home purchase or to refinance the mortgage loan on your current home, you should be comparing the interest rates and terms available in your state.
Borrowers with the highest credit scores and the funds for a down payment of 20% can qualify for the ... Read more »

Bernanke Said Interest Rates To Remain Low

Posted by: RateAPY Bank Rates News
March 25th, 2010

As mentioned earlier in the week, today, Thursday March 25, 2010, Federal Reserve Chairman Ben Bernanke gave his scheduled testimony to the House Financial Services Committee regarding how the Fed intends to unwind the extraordinary measures used to save the economy. The Feds actions over ... Read more »

Geddes Federal Savings and Loan Money Market at 1.000% APY

Posted by: RateAPY Bank Rates News
March 25th, 2010

Money market accounts offer consumers a hybrid of a savings account and a checking account. While the funds in your money market account earn interest like a savings account, the cash is also accessible if you need it to pay a bill or take care of an emergency.
Money market accounts are limited to ... Read more »