RateAPY

Earn 1.30% APY with American Express High-Yield Savings Account

Posted by: RateAPY Bank Rates News
June 11th, 2010

Accumulating savings is one of the biggest challenges for most Americans, yet one of the most important steps to financial security. Most financial experts recommend the direct deposit system of having a set amount of money transferred from your checking account to a savings account weekly, bi-weekly or monthly in order to slowly ... Read more »

Riskier Investments Had A Good Day: Dow Closed Above 10,000

Posted by: RateAPY Bank Rates News
June 10th, 2010

For the first time in a week, the Dow Jones Industrial Average closed above 10,000. Strong economic data from the U.S. and China helped the average to gain 273 points, up 2.8% to 10,172. That is the biggest one day gain since May 27 this year.
Risky Investments vs. Cautious Investments
Analysts are saying that the high ... Read more »

Orange Mortgage Adjustable Rate Loans from ING Direct at 3.779% APR

Posted by: RateAPY Bank Rates News
June 10th, 2010

Refinancing? Adjustable Rate Mortgages May Be for You
Homebuyers and homeowners interested in refinancing may want to consider the benefits of an adjustable rate mortgage (ARM). ARMs can have fixed interest rates for as long as five or seven years without any adjustments, often with significantly lower rates and savings for the borrowers. For ... Read more »

Great Money Market Account Deals

Posted by: RateAPY Bank Rates News
June 9th, 2010

The Leaders In Great Money Market Accounts
Of nearly 200 banks surveyed, the two banks who offer great returns with as little minimum balance as possible are Capital One Direct Banking and AmericaNet Bank. Check out these great deals:

Capital One Direct Banking, where you can earn 1.29% (1.30% APY), tops the list of “no minimum balance ... Read more »

Thirty-year, Fixed-rate Mortgages Start at 4.50% (4.713% APR) at Quicken Loans

Posted by: RateAPY Bank Rates News
June 9th, 2010

More to Mortgages than 30 Years
To most of us, a home loan is a 30-year, fixed-rate mortgage (FRM). That’s it. Few of us ever give a second thought to all the other sorts of mortgage loans.
However, earlier this month, the New York Times pointed out that we could be missing a ... Read more »

3 Tips for Finding the Best Banks

Posted by: RateAPY Bank Rates News
June 8th, 2010

It would be very time consuming to survey 200 banks to find the best one. Whether you are looking for a checking account, savings account, money market account, or a high yield certificate of deposit, here are three rules of thumb to follow when looking for the very best banks.
Tips for Researching Banks

Is it FDIC-insured? ... Read more »

Earn 2.25% APY with the EverBank Yield Pledge Money Market Account

Posted by: RateAPY Bank Rates News
June 8th, 2010

As interest rates rise and fall, consumers do their best to find an account where they can safely keep their savings while earning the maximum in interest. A money market account is a popular option for savings, since accountholders are allowed to withdraw funds six times during each statement period without a penalty.
Money ... Read more »

Another Fed Pres Wants to Raise Interest Rates

Posted by: RateAPY Bank Rates News
June 7th, 2010

The first Federal Reserve bank president to openly talk about tightening interest rates was Thomas Hoenig, president of the Federal Reserve Bank of Kansas City. He is a voting member of the FOMC and has been the lone dissenting voter on current monetary policy.
More Fed Presidents Favor Raising Interest Rates
Last month ... Read more »

America! Net 2% APY with an AmericaNet Money Market Account–No Catch; No Hook Required

Posted by: RateAPY Bank Rates News
June 7th, 2010

Money Market Accounts–Net Returns
If you regularly trawl through money market account interest rates, you’ll know that a full 2% APY is quite a catch nowadays. And if that interest rate comes with an account that’s generally free to maintain, then you know that you’ve probably netted a winner.
AmericaNet Bank Money ... Read more »

Credit Union Checking Account with High Interest Rate Makes Cents

Posted by: RateAPY Bank Rates News
June 4th, 2010

Unless you belong to a credit union through your employer or other large organization, it’s probably not the first place you’d think to look for a new checking account, especially not one paying high interest. You’d be making a mistake to overlook them, though.
Connexus Credit Union, based in Wisconsin, ... Read more »