RateAPY

CD Rates for the Commitment-Phobic Investor

Posted by: RateAPY Bank Rates News
April 30th, 2010

Checking account customers of First Citizens Bank and Trust Company don’t need to take a long walk down the aisle with a certificate of deposit to land a decent interest rate. With less than a year’s commitment, they can earn 2.00% APY on a minimum investment of $1,000 in a First Citizens Bank 11-month certificate of deposit. That might not sound like a big catch, but with the maximum investment capped at $1,000,000, it still gives you a lot of opportunity to take advantage of a reasonable interest rate in the short term.

Special CD Rate and Term for Checking Customers Only

If you don’t already have an account at First Citizens and you want to earn this kind of CD rate, the bank invites you to apply to open a checking account to be eligible. First Citizens reserves the right to approve new accounts, impose a penalty for early withdrawal of CD funds, or discontinue offering this deal at any time without prior notice. For a full disclosure, please contact First Citizens Bank and Trust Company.

This offer is available to customers in California, the District of Columbia, Florida, Massachusetts, North Carolina, Tennessee, Virginia, Washington, and West Virginia. Before deciding on this deal or to look for one available in your state, compare CD rates.