RateAPY

Hudson City Bank Certificates of Deposit at 3.40% APY

Posted by: RateAPY Bank Rates News
December 29th, 2009

Consumers looking for a safe place to save their money for future spending, retirement, or an emergency fund often choose certificates of deposit (CDs) because of their guaranteed interest earnings and preservation of principal.

Comparing CD rates from various banks online can be the best way to earn the highest interest rate during the period that suits your needs.

Hudson City Bank offers CDs at high interest rates for their customers in New York, New Jersey, and Connecticut, ranging from 1.15% APY for short-term CDs to 3.40% APY for longer-term CDs. All the CDs are FDIC-insured with interest compounded daily. Each requires a minimum deposit of $500. Early withdrawals will incur a penalty. Keep in mind that rates are subject to change daily.

Hudson City CD Rates for New Jersey, New York, and Connecticut Customers

Account Title/Interest Rate/APY/Term in Months

91-Day/1.145%/1.15 APY/3

4-Month/1.143%/1.15% APY/4

5-Month/1.143%/1.15% APY/5

6-Month/1.345%/1.35% APY/6

7-Month/1.341%/1.35% APY/7

9-Month/1.341%/1.35% APY/9

1-Year/1.517%/1.55% APY/12

13-Month/1.517%/1.55% APY/13

18-Month/1.760%/1.80% APY/18

2-Year/2.243%/2.30% APY/24

30-Month/2.243%/2.30% APY/30

3-Year/2.724%/2.80% APY/36

4-Year/3.059%/3.15% APY/48

5-Year/3.298%/3.40% APY/60