RateAPY

One West Bank Five-Year Certificate of Deposit at 3.30% APY

Posted by: RateAPY Bank Rates News
January 7th, 2010

Financial planners recommend that every household keep money in an emergency fund, saving at least three to six months of expenses. One way to build savings without the temptation of spending the cash is to place the money in a certificate of deposit (CD) where the money earns interest without any danger of losing the principal.

Comparing CD rates online can be the simplest way to evaluate which bank deals are best for your finances.

At OneWest Bank, a five-year CD is available at 3.30% APY. Other terms are also available, each with a minimum deposit of $1,000. Higher rates are available for some accounts opened at a bank branch in Southern California. See below for OneWest Bank’s current CD Rates (rates are subject to change daily).

Term/Interest Rate/APY

3 Months/1.00%/1.00% APY

6 Months/1.14%/1.15% APY

9 Months/1.19%/1.20% APY

10 Months/1.19%/1.20% APY

12 Months/1.54%/1.55% APY

18 Months/1.59%/1.60% APY

2 Years/1.69%/1.70% APY

3 Years/2.08%/2.10% APY

4 Years/2.86%/2.90% APY

5 Years/3.25%/3.30% APY