RateAPY

AmericaNet Bank Mega Money Market Account at 2.00% APY

Posted by: RateAPY Bank Rates News
March 12th, 2010

Money Market accounts appeal to consumers who want to earn interest on their money yet have quick access to it in case of an emergency.
Financial planners suggest that every household should have an emergency fund of three to six months of expenses. A money market account could be the best place to keep ... Read more »

Posted by: RateAPY Bank Rates News
March 12th, 2010

Bank United Eight-Month Certificate of Deposit at 1.25% APY
Certificates of Deposit (CDs) are a popular savings product for several reasons. First, customers know their principal balance is safe and FDIC-insured. Second, CDs have a specific term, so savers know exactly how much interest they will earn by a certain date.
Some consumers opt to ... Read more »

Shop Bank Accounts, Find The Best Banks

Posted by: RateAPY Bank Rates News
March 11th, 2010

According to the FDIC, over 100 banks were taken over in 2009. Several more banks have folded so far this year. As weak banks are sold and taken over by stronger banks, the banking world gets healthier. Your FDIC insured deposits are always safe. In the history of the FDIC, not one insured penny was ... Read more »

Zions Bank Internet Savings Account at 1.16% APY

Posted by: RateAPY Bank Rates News
March 11th, 2010

Savings rates have increased among Americans since the recession began and more families recognized the importance of maintaining an emergency fund to meet unexpected expenses. One of the best ways to make sure your money is safe while earning interest is a savings account.
These days, consumers can search online to find the best ... Read more »

Earn 1.3% APY with the Ally Online Savings Account

Posted by: RateAPY Bank Rates News
March 10th, 2010

Interest Rates Set to Rise?
It’s good to hear so many economists agreeing that interest rates are likely to rise later this year. At last savers may get a worthwhile return on their investments.
But that news may put you off tying up your money at today’s low interest rates. And you may well wish to keep ... Read more »

EverBank Yield Pledge Money Market Account at 2.25% APY for New Customers

Posted by: RateAPY Bank Rates News
March 9th, 2010

Many Americans choose a money market account as the best place to keep their money safe while earning interest. Money market accounts can be a great vehicle for emergency funds since you can keep this cash separate from your day-to-day fund yet retain immediate access.
EverBank’s Yield Pledge Money Market Account promises ... Read more »

Five-Year Certificate of Deposit from Patriot Bank Yields 3.5% APY

Posted by: RateAPY Bank Rates News
March 8th, 2010

Certificates of Deposit Pose Difficult Choices
It’s never easy deciding on a new certificate of deposit just by comparing terms. Those high CD rates that come with a long-term investment are tempting. But suppose interest rates in general suddenly shoot up, and you’re left with your money languishing for years ... Read more »

Southern Funding Alliance Offers 30-Year Fixed-Rate Mortgage at 4.825% APR

Posted by: RateAPY Bank Rates News
March 5th, 2010

Low interest rates are encouraging homeowners across the country to apply to refinance their home loans, while home purchasers are finding they can afford a higher mortgage amount because the interest charges are so low.
To get the best mortgage product for your needs, be sure to compare the fees and discount points charged ... Read more »

Discover Bank’s Five-Year Certificate of Deposit Offer at 3.10% APY

Posted by: RateAPY Bank Rates News
March 4th, 2010

A certificate of deposit (CD) can be the best savings vehicle for someone with a specific goal in mind. If you want to start grad school in September or take a ski vacation in January, you can choose a CD which matures right when you will need the money.
Discover Bank’s Five-Year ... Read more »

Integrity First Financial Group Has 30-Year, Fixed-Rate Mortgages at 4.875% (4.928% APR)

Posted by: RateAPY Bank Rates News
March 3rd, 2010

Home Mortgage–Time to Act
There’s a growing consensus among financial journalists that if you’re thinking of refinancing or buying a home, now is the time. At the end of February, the New York Times advised: “… now’s a good time to refinance to a fixed-rate mortgage.” A few days later, the ... Read more »