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Doral Bank Direct 36-month CD at 1.65 percent APY

Posted by: RateAPY Bank Rates News
December 29th, 2011

If you’re looking for a safe place to earn interest on your savings, a certificate of deposit (CD) in a federally-insured financial institution can be one of the safest. As long as you keep your money in the account until the withdrawal date, you are guaranteed to earn the interest rate promised when you ... Read more »

Melrose Credit Union CD available at 2.68 percent APY

Posted by: RateAPY Bank Rates News
December 5th, 2011

A certificate of deposit is one of the safest places to keep your money while saving for a specific goal and credit unions often offer the best bank deals on CDs.
Melrose Credit Union, based in New York State but open to members without any geographical or organizational affiliation restrictions, currently offers a ... Read more »

Earn 1.20 percent APY with an Ascensia Bank Two-year CD

Posted by: RateAPY Bank Rates News
November 7th, 2011

Got plans? A certificate of deposit (CD) can be the best place to stash your money for a specific goal such as a down payment on a house or your first tuition payment. Your money stays safe, earns interest and cannot be touched without paying a penalty for early withdrawal.
Ascensia Bank, a ... Read more »

Wings Financial Credit Union pays 1.81 percent APY on two-year CD

Posted by: RateAPY Bank Rates News
October 7th, 2011

A certificate of deposit can be the right financial tool for saving money for a particular goal. You can’t touch the funds without a penalty and your money is safely covered by FDIC or NCUA insurance.
Wings Financial Credit Union, open to employees in the air transportation industry and to residents in Minneapolis/St. ... Read more »

Monument Bank certificate of deposit pays 1.40 percent APY

Posted by: RateAPY Bank Rates News
September 12th, 2011

A certificate of deposit (CD) can be a great place to park some money that you are saving for a down payment, a new car or a vacation, as long as you are pretty sure you won’t need the money until the CD matures. CDs typically have a penalty if you withdraw your funds ... Read more »

MyBankingDirect pays 1.00 percent APY on 7-month CD

Posted by: RateAPY Bank Rates News
August 15th, 2011

If you are saving money to build an emergency fund, you may prefer a savings account or a money market account in order to have immediate access to your money when you need it. If you are saving for a specific goal or want to build some of your savings faster, a certificate of ... Read more »

Navy Federal Credit Union CD earns 3.00 percent APY

Posted by: RateAPY Bank Rates News
August 1st, 2011

A certificate of deposit (CD) pays a guaranteed rate of return as long as you do not withdraw your money before maturity. CDs are FDIC insured, making them one of the safest places to keep your money. You can choose the term that meets your needs as long as you have enough saved up ... Read more »

Discover Bank 5-year CD pays 2.35 percent APY

Posted by: RateAPY Bank Rates News
July 25th, 2011

While a savings account or money market account might be the better choice if you need access to your funds, a certificate of deposit (CD) can be a great way to safely earn a high interest rate for a specific timeframe.
Discover Bank offers a variety of accounts and terms, each requiring a ... Read more »

Ally Bank Raise your Rate CD at 1.99 percent APY

Posted by: RateAPY Bank Rates News
July 1st, 2011

If you are looking for a certificate of deposit (CD), you may be frustrated by the idea of locking your money away and not being able to take advantage of future inerest rate increases.
Ally Bank offers their Raise your Rate CD to offset that concern. The Raise your Rate CD ... Read more »

Earn 2.30 percent APY on 5-year CD with Nationwide Bank

Posted by: RateAPY Bank Rates News
June 6th, 2011

In these uncertain times, a certificate of deposit (CD) can be a good place to stash savings while earning a guaranteed interest rate.
Nationwide Bank CDs require a minimum deposit of $500 and are FDIC insured up to $250,000 per depositor. CDs with $100,000 or more earn 0.05 percent higher APY ... Read more »