RateAPY

Ouachita Independent Bank Offers Five-Year Certificate of Deposit at 3.0100% APY

Posted by: RateAPY Bank Rates News
August 25th, 2010

Consumers looking for safety and a confirmed rate of return are turning to certificates of deposit (CDs), FDIC-insured savings vehicles with interest rates dependent on the length of the CD.
Ouachita Independent Bank, based in Louisiana and also serving online customers, currently offers a variety of CD rates and terms, including a ... Read more »

AIG Bank Signature Two-Year Certificate of Deposit at 1.87% APY

Posted by: RateAPY Bank Rates News
July 28th, 2010

Building up an emergency savings fund of three to six months or more of expenses is on the to-do list of many consumers. Many are opting to start with a savings account and then, as they accumulate more funds, open a certificate of deposit (CD) account where their money is safe and they ... Read more »

USAA Bank Seven-Year Certificate of Deposit at 3.55% APY

Posted by: RateAPY Bank Rates News
June 30th, 2010

Consumers looking for financial security often turn to Certificates of Deposit (CDs). Not only are these accounts FDIC-insured, but they offer a guaranteed rate of return with a wide variety of terms.
USAA Bank, a member-based bank serving military families, offers many of their financial products, including CDs, to the general public. ... Read more »

One-Year Certificate of Deposit from Ally Bank Earns 1.49% APY

Posted by: RateAPY Bank Rates News
June 15th, 2010

If the Federal Reserve increases interest rates, consumers are more likely than ever to open a certificate of deposit (CD) to lock in guaranteed interest for a specific term. In the meantime, savers can compare rates online to find the best interest rates.
Ally Bank offers a wide range of CDs that ... Read more »

Raising Interest Rates Recommended by Fed Pres Bullard

Posted by: RateAPY Bank Rates News
June 14th, 2010

As mentioned in a previous Money News blurb, three Federal Reserve Bank presidents were openly talking about the FOMC beginning to raise interest rates. Now a fourth may be joining their camp.
Higher Interest Rates Urged by Another Fed Pres
James Bullard, president of the St. Louis Federal ... Read more »

Range of Strong CD Rates from Avon Co-operative Bank

Posted by: RateAPY Bank Rates News
June 14th, 2010

Certificates of Deposit–a Competitive Market Place
You might assume that all certificates of deposit are much the same. After all, most of them (all of them on this site) are 100 percent secure for balances of at least $250,000 thanks to the Federal Deposit Insurance Corporation (FDIC), so why should ... Read more »

Another Fed Pres Wants to Raise Interest Rates

Posted by: RateAPY Bank Rates News
June 7th, 2010

The first Federal Reserve bank president to openly talk about tightening interest rates was Thomas Hoenig, president of the Federal Reserve Bank of Kansas City. He is a voting member of the FOMC and has been the lone dissenting voter on current monetary policy.
More Fed Presidents Favor Raising Interest Rates
Last month ... Read more »

Discover Bank Five-Year Certificate of Deposit at 2.95% APY

Posted by: RateAPY Bank Rates News
June 4th, 2010

Certificates of Deposit (CDs) have become a popular savings product for individuals who want the security of knowing exactly how much interest they will earn within a specific time. CDs are perfect for saving for a planned vacation or for a tuition payment deadline.
Discover Bank offers a variety of CD rates ... Read more »

Certificates of Deposit with High Interest Rate, Short Term

Posted by: RateAPY Bank Rates News
June 3rd, 2010

If your investment or savings goals are relatively short-term, you may not want to keep your money in a 5-year CD just for the high interest rate. On the other hand, why not receive a high interest rate and be able to access your money in 7 or 14 months?
High Interest and Short Term CDs
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Certificates of Deposit: Three Features You Should Know About

Posted by: RateAPY Bank Rates News
June 1st, 2010

Certificates of deposit are excellent investments that have a higher yield than most savings accounts and can be easily converted to cash. Be familiar with the following three features of any certificate of deposit you are are considering as an investment.
Certificates of Deposit: What You Need to Know

Maturity Date. Eager investors sometimes get excited by ... Read more »