RateAPY

How To Predict What Interest Rates Will Do

Posted by: RateAPY Bank Rates News
March 10th, 2010

About every six weeks the Federal Reserve’s Federal Open Market Committee (FOMC) gets together to decide if they should change the Fed Funds Target Rate. If you want to know if your certificates of deposit will be paying more in the near future, one way ... Read more »

Bank CD Rates May Go Up

Posted by: RateAPY Bank Rates News
March 8th, 2010

Interest Rates: Are Economists Satisfied with Fed’s Present Strategy?
Twice a year the National Association of Business Economists (NABE) conducts an Economic Policy Survey. In the most recent survey, taken in February of this year, 135 of the 203 members polled believe that the Federal Reserve’s monetary policy is correct for the ... Read more »

Five-Year Certificate of Deposit from Patriot Bank Yields 3.5% APY

Posted by: RateAPY Bank Rates News
March 8th, 2010

Certificates of Deposit Pose Difficult Choices
It’s never easy deciding on a new certificate of deposit just by comparing terms. Those high CD rates that come with a long-term investment are tempting. But suppose interest rates in general suddenly shoot up, and you’re left with your money languishing for years ... Read more »

Discover Bank’s Five-Year Certificate of Deposit Offer at 3.10% APY

Posted by: RateAPY Bank Rates News
March 4th, 2010

A certificate of deposit (CD) can be the best savings vehicle for someone with a specific goal in mind. If you want to start grad school in September or take a ski vacation in January, you can choose a CD which matures right when you will need the money.
Discover Bank’s Five-Year ... Read more »

Interest Rates Likely to Be Impacted by Economic News

Posted by: RateAPY Bank Rates News
February 23rd, 2010

The Feds have started to raise interest rates and much of the stimulus used to boost the economy is coming to an end. Interest rates on everything from mortgages to certificates of deposit will likely go up.
Economic Questions as Stimulus Programs End
The Case-Shiller 20 ... Read more »

AIG Bank 60 Month Certificate of Deposit at 3.05% APY

Posted by: RateAPY Bank Rates News
February 23rd, 2010

One of the most difficult aspects of building a savings account for many individuals is the temptation to dip into savings from time to time to pay a bill or make a special purchase. One reason so many Americans find a certificate of deposit (CD) appealing is that this type of account earns ... Read more »

iGObanking.com? Pays up to 3.55% APY on $1,000 CD Investments

Posted by: RateAPY Bank Rates News
February 22nd, 2010

Certificate of Deposit Strategies
One of the best ways to make the most of your certificate of deposit investments is to “layer” maturity dates. That means having a number of CD accounts, each of which reaches its term on a different date from the others. This provides two advantages. First, ... Read more »

Banks Are Competing for Your Business

Posted by: RateAPY Bank Rates News
February 18th, 2010

Last year, over 100 banks failed and were taken over by the FDIC. That means that many of the remaining banks are strong. The past couple of years have been a struggle for survival of the fittest banks. Since the founding of the FDIC, not one depositor has lost a dime of their qualified insured ... Read more »

Top 3 Ways to Find a High-Yield Savings Account

Posted by: RateAPY Bank Rates News
February 15th, 2010

Making sure that your money stays ahead of inflation is the name of the game. The best way to do that is to make sure you invest your money into the safest and highest-yield savings accounts available. Following are the top three ways to find a high-yield savings account:

Shop for ... Read more »

Intervest National Bank Offers Two-Year Certificate of Deposit at 2.05% APY

Posted by: RateAPY Bank Rates News
February 11th, 2010

Some savings accounts are best for individuals who need access to their cash, but for savers who want to put money away for a defined period of time, a certificate of deposit (CD) may be the best product.
Comparing bank deals on CDs online can help ... Read more »