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Washington Savings Bank Savers Rewards account pays 1.51 percent APY

RateAPY Bank Rates News — Mon, 07 May 2012 14:18:45 +0000

In the search for high interest rates, the combination of a linked savings account and interest rewards checking account may allow you to earn well above the normal yields.

Washington Savings Bank offers this sort of combination deal to their customers, who can earn 1.51 percent APY for funds in their Savers Rewards savings account and 3.01 percent APY on funds in their Interest Rewards checking account if they meet specific requirements. There are no minimum balance requirements and the savings account can be opened with just $10.

Interest in the savings account is earned on balances from zero to $15,000 and in the checking account on balances from zero to $10,000. Customers must make 12 debit transactions per month, one direct deposit per month and sign up for eStatements.

To find the highest interest rates, compare savings account rates and terms online.

Coppermark Bank Free High-Interest Checking Account pays 4.00 percent APY

RateAPY Bank Rates News — Mon, 30 Apr 2012 13:22:41 +0000

As savings accounts and CDs languish with low interest rates, you may be able to earn a higher interest rate if you meet the requirements of certain interest checking accounts. Some of the best interest rates are offered by community bank and credit unions.

Coppermark Bank, which serves customers in Oklahoma City and North Dallas, offers a Free High-Interest Checking Account with no minimum deposit or minimum balance requirements. You can earn up to 4.00 percent APY on balances up to $25,000 and have free online bill pay and mobile banking plus ATM refunds up to $25.

To earn the highest APY, you must:

Make 16 debit card transactions per month
Have one direct deposit per month
Sign up for eStatements

Compare interest checking account rates and terms online to find the highest interest rates in your area.

OneUnited Bank pays 0.85 percent APY on UNITY Gold e-Money Market account

RateAPY Bank Rates News — Mon, 23 Apr 2012 13:01:38 +0000

Opening a money market account online can be a great way to boost your savings while still having instant access to your funds in an emergency. Money market account minimum balances vary, though, so be sure to compare account terms before you choose a place for your savings.

OneUnited Bank requires a minimum deposit and a minimum balance of $500 to earn interest on the funds in its UNITY Gold e-Money Market account. You’ll earn 0.85 percent APY on balances up to $99,999.99 and 0.90 percent APY on balances above $100,000.

Compare money market account rates and terms online to find your best deal.

Online CD at Colorado Federal Savings Bank offers 1.65 percent APY

RateAPY Bank Rates News — Mon, 16 Apr 2012 13:47:43 +0000

A certificate of deposit (CD) can allow you to customize your savings by choosing the length of time you want your money locked away and earning interest, and some of the best CD rates can be found online.

The Colorado Federal Savings Bank offers customers online CDs with a minimum deposit of $5,000. No monthly fees are charged for the Colorado Federal Savings Bank CDs, but there will be a penalty if you withdraw your funds early.

Colorado Federal Savings Bank CD rates and terms

Term / APY

6 months / 0.80 percent

1 year / 1.05 percent

2 years / 1.10 percent

3 years / 1.25 percent

5 years / 1.65 percent

Compare CD rates and terms online to find the highest interest rates.

Oklahoma residents earn 1.01 percent APY with Bank 2’s Great Rate Savings Account

RateAPY Bank Rates News — Mon, 09 Apr 2012 12:58:35 +0000

If you live in Oklahoma, you may want to check out the interest rates offered by Bank 2 for both their savings account and interest checking account. If you open both accounts, which requires only $100, you can earn 1.01 percent APY on your savings up to $35,000 and 2.01 percent APY on your checking account funds up to $15,000.

Bank 2, an FDIC-insured bank headquartered in Oklahoma City, offers the Great Rate Savings Account interest rate to any customer who opens both accounts. To earn the high interest rate on the Great Rate Checking Account, you must also have one monthly direct deposit, access online banking at least once during the month, receive paperless statements and make 12 debit card transactions per month.

Compare savings account rates and terms online to find the highest interest rates.

Earn 3.60 percent APY with TheCLUB checking account at The Bank of Edwardsville

RateAPY Bank Rates News — Mon, 02 Apr 2012 13:50:14 +0000

Community banks and credit unions often offer the highest rates on interest checking accounts, so it’s usually worth visiting your local institutions when it’s time to switch your account.

The Bank of Edwardsville in Illinois offers TheCLUB checking account to local customers who live within the bank’s market area. Funds in TheCLUB account currently earn 3.60 percent APY. To qualify, customers must open TheCLUB checking account and a savings account with a combined balance of $2,500 or have a loan balance of $10,000 or more with the bank, must sign up for online bank statements and must make 15 debit card transactions per month. You can open an account with a $50 deposit and earn interest on up to $15,000 and receive $10 per month in ATM rebates.

Compare interest checking account rates and terms online to find the best deals.

TIAA Direct money market account pays 1.25 percent APY

RateAPY Bank Rates News — Fri, 30 Mar 2012 22:51:43 +0000

Low interest rates may be good news for borrowers, but for savers it can be a challenge to find the highest interest rates. One option is a money market account that pays interest while allowing up to six withdrawals per month so you can enjoy both earnings and flexibility.

TIAA Direct, the bank division of the insurance company, offers an online money market account that currently pays 1.25 percent APY. You can open an account with just $25 and there are no minimum balance requirements and no monthly fees. You can make deposits from your iPhone and have free ATM access as well as free online banking and bill pay.

Compare money market account rates and terms online to find the best deal for you.

Support veterans while earning 1.00 percent APY with an America’s Credit Union CD

RateAPY Bank Rates News — Mon, 19 Mar 2012 15:53:54 +0000

While securing the right interest rate and term may be your first goal on any certificate of deposit (CD), you can also do some good when you invest with a CD from America’s Credit Union.

America’s Credit Union, open to members of the Armed Forces, some specific employers and anyone who joins the Association of the U.S. Army (AUSA), offers a six-month CD special with a minimum deposit of $100. The Veteran’s Family Fund CD automatically makes a tax-deductible donation of one-half the interest earned to the Veteran’s Family Fund while you keep the other half (as well as a tax deduction for the donated half). Currently this special CD pays 1.00 percent APY.

Compare CD rates and terms online to find the highest interest rates.

Earn 1.00 percent APY at Salem Five Direct

RateAPY Bank Rates News — Mon, 12 Mar 2012 13:05:48 +0000

If you are looking for a safe place to keep your savings both secure and accessible, you may be frustrated by the low interest rates offered by your current bank on a savings account. One option is to open an online-only account at another financial institution to earn a better interest rate.

New customers of Salem Five Direct bank can open an eOne Savings account online with a minimum deposit of $100. Funds in the eOne Savings account currently earn 1.00 percent APY on balances up to $500,000. No monthly fees are charged and there is no minimum balance requirement.

Compare savings account rates and terms online to find the highest interest rate.

Ultimate Checking account at Florida Central Credit Union pays 4.25 percent APY

RateAPY Bank Rates News — Mon, 05 Mar 2012 16:57:56 +0000

While CDs and savings accounts offer safety and bear interest, an interest checking account can sometimes pay an even higher interest rate if you can meet their qualifications.

The Florida Central Credit Union Ultimate Checking account pays up to 4.25 percent APY on up to $15,000. No minimum balance is required and no monthly fees are charged. ATM fees are refunded to customers. Even if you don’t meet the following requirements, you’ll earn 2.75 percent APY on your funds up to $15,000. Amounts above $15,000 earn 1.00 percent APY.

Ultimate Checking account requirements:

Must make 12 debit purchases per month
Must make one automatic payment or have one direct deposit per month
Must sign up for eStatements
Must have loan balances with credit union of $5,000 or more

To find the best interest checking accounts compare interest checking account rates and terms online.