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Integrated Financial Group Offers 30-Year Fixed-Rate Loan at 4.726% APR

Posted by: RateAPY Bank Rates News
February 16th, 2010

Whether they are refinancing or looking for a mortgage loan for a home purchase, consumers should take the time to carefully compare several loan offers. Be sure the length of the loan and amount are the same, and then compare interest rates, fees, and discount points.

Integrated Financial Group, which offers mortgage loans in seven states, currently has the following terms for a $200,000 mortgage loan for refinancing in Pennsylvania, each requiring two discount points and $1,200 in fees at settlement. Keep in mind that rates can change daily. As of today, the Integrated Financial Group mortgage rates are:

Term/Interest Rate/APR

30-Year Fixed/4.500%/4.726%

15-Year Fixed/4.125%/4.517%

3/1 ARM/3.625%/3.840%

40-Year Fixed/4.625%/4.813%

10-Year Fixed/4.125%/4.691%

5/1 ARM/4.000%/4.220%

7/1 ARM/3.875%/4.093%

1-Year ARM/3.250%/3.460%

FHA 30-Year/4.875%/5.106%

FHA 15-Year/4.500%/4.897%

VA 30-Year/4.500%/4.726%

VA 15-Year/4.500%/4.897%

A 20-year fixed-rate loan is available with zero points at 4.625% and 4.696% APR.

Comparing mortgage rates online can be the best way to save thousands in interest payments.