RateAPY

Integrity Home Loan 30-Year Fixed-Rate Mortgage at 5.11% APR

Posted by: RateAPY Bank Rates News
December 31st, 2009

Whether refinancing or buying a home in the New Year, consumers are looking to lock in the best possible mortgage interest rates. Comparing bank deals online from lenders licensed to operate in your state can be a good place to start saving money on your home loan.

Mortgage rates aren’t the only thing to consider–consumers need to evaluate several factors when choosing a mortgage loan, including the length of the loan, whether a fixed-rate or adjustable-rate loan works best, the interest rate, and the points required for that loan.

Integrity Home Loan of Central Florida currently has a 30-year fixed-rate mortgage at 5.11% APR. This lender–licensed in Florida, Alabama, Connecticut, Delaware, Georgia, Tennessee, and Virginia–provides a variety of loan products for refinancing or purchasing a home.

Based on a home loan of $200,000, with a 70% loan-to-value ratio and a credit score of 740, Integrity Home Loan of Central Florida’s current rates are as follows:

30-Year Fixed Rate: 5.00% or 5.11% APR

15-Year Fixed Rate: 4.375% or 4.49% APR

5/1-Year ARM: 3.75% or 3.41% APR