RateAPY

OneWest Bank’s CD Rates Can Reach 3.3% APY–Or You Can Opt to Up Your Rate During the Term

Posted by: RateAPY Bank Rates News
December 14th, 2009

Flexible Certificate of Deposit Rates–How Can That Work?

You want great CD rates, but you would prefer some flexibility. OneWest Bank has two accounts that allow you to change to a higher rate one time during the term of your deposit.

OneWest Bank’s Raise Your Rate CD pays 1.50% APY on a one-year investment. And you can increase your yield if the bank’s CD rates for new investors go up.

And OneWest’s Keep Your Options Open CD is even more flexible. Its rate is currently 1.40% APY, and you can change rates as well as make up to two withdrawals–without penalty–during the term.

Best CD Rates 3.3% APY–Without Flexibilty

But perhaps you look for predictability, security, and a highly competitive rate when you invest. In that case, OneWest Bank’s standard certificates of deposit pay up to 3.3% APY.

Rates vary depending on how you choose to bank (online, by phone, or in a branch), and which term (from three months to five years) you select.

Always, Always, Always Compare Rates

Always compare the best CD rates here before you make a move.