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Turn the Page Valley Bank 4% APY CD Rate to Your Advantage

Posted by: RateAPY Bank Rates News
May 17th, 2010

CD Rates and Layering

RateAPY recently ran an interesting feature on how to layer your certificate of deposit accounts to your advantage. In brief, this suggested spreading your investments across a number of different CDs, each with a different interest rate and term, in a way that optimizes the income and flexibility you need.

The article made a convincing argument, especially when it showed the thousands of extra dollars in interest that could be made by following its smart but simple idea.

Page Valley Bank CD Rates–Up to 4%

If you think that layering your certificate of deposit accounts might suit you, you should explore Page Valley Bank’s CD rates, which currently go as high as 4% APY. Its wide selection of competitive rates could have been designed with layering in mind:

• 91 days: 0.25% APY
• 182 days: 0.35% APY
• 12 months: 0.60% APY
• 18 months, fixed: 0.90% APY
• 18 months, variable: Varies
• 24 months: 1.25% APY
• 36 months: 1.50% APY
• 48 months: 1.60% APY
• 60 months: 2.00% APY
• 72 months: 3.30% APY
• 84 months: 3.60% APY
• 96 months: 4.00% APY

Compare CD Rates

It’s important to take care before entering into any savings opportunity, but it’s absolutely essential to think carefully before tying up your money for long periods. Begin your research here when you compare CD rates.