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Product Limitations and Criteria

CD's (Certificates of Deposit)
Time deposits, FDIC insures each depositor to $100,000. Rates and Annual Percentage Yields (APY) are based on opening deposits of $25,000 or less.

Jumbo CD's (Jumbo Certificates of Deposit)
Time deposits. FDIC insures each depositor to $100,000. Rates and Annual Percentage Yields (APY) are based on opening deposits of $90,000 or more.

Money Market Accounts
FDIC insures each depositor to $100,000. Rates and Annual Percentage Yields (APY) are based on opening deposits of $10,000 or less, $10,000 or more, and $50,000 or more. Rates may be tiered depending on different deposit amounts.

Interest Checking Accounts
FDIC insures each depositor to $100,000. Rates and Annual Percentage Yields (APY) are based on opening deposits of $25,000 or less. Rates may be tiered depending on different deposit amounts.

Savings Accounts
FDIC insures each depositor to $100,000. Rates and Annual Percentage Yields (APY) are based on opening deposits of $25,000 or less.

Mortgages
Surveyed rates include 10, 15, and 30 year fixed rate mortgages as well as 10, 15, and 30 jumbo fixed rate mortgages ($300,000 minimum loan amount). Rates may not apply to all loan applicants.

Adjustable Rate Mortgages (ARM)
Surveyed rates are for 5/1, 3/1, and 1/1 adjustable rate mortgages. Terms are based on a 30 year amortization and are subject to change after the fixed rate period. Rates may not apply to all loan applicants.

Home Equity Lines/ Loans
Surveyed rates are for credit lines/ loans with a minimum of $30,000. Loan to Value (LTV) and owner equity requirements may vary. Rates may not apply to all loan applicants.

 
Disclaimer: Rate, Annual Percentage Rate (APR), Annual Percentage Yield (APY), and Employment data is supplied to RateAPY.com from subscribing financial institutions. You may find additional information for a specific product on that bank's linked web site or by contacting them directly. The FDIC insures all banks that list with RateAPY.com. All Rates and Annual Percentage Yields (APY) are subject to change without notice. For a list of product limitations and criteria for the rates displayed above, please click here. Please note that these descriptions do not substitute for the institution's Required Account Disclosures.