Product Limitations and Criteria
CD's (Certificates of Deposit)
Time deposits, FDIC insures each depositor to $100,000. Rates and Annual Percentage Yields (APY) are based on opening deposits of $25,000 or less.
Jumbo CD's (Jumbo Certificates of Deposit)
Time deposits. FDIC insures each depositor to $100,000. Rates and Annual Percentage Yields (APY) are based on opening deposits of $90,000 or more.
Money Market Accounts
FDIC insures each depositor to $100,000. Rates and Annual Percentage Yields (APY) are based on opening deposits of $10,000 or less, $10,000 or more, and $50,000 or more. Rates may be tiered depending on different deposit amounts.
Interest Checking Accounts
FDIC insures each depositor to $100,000. Rates and Annual Percentage Yields (APY) are based on opening deposits of $25,000 or less. Rates may be tiered depending on different deposit amounts.
Savings Accounts
FDIC insures each depositor to $100,000. Rates and Annual Percentage Yields (APY) are based on opening deposits of $25,000 or less.
Mortgages
Surveyed rates include 10, 15, and 30 year fixed rate mortgages as well as 10, 15, and 30 jumbo fixed rate mortgages ($300,000 minimum loan amount). Rates may not apply to all loan applicants.
Adjustable Rate Mortgages (ARM)
Surveyed rates are for 5/1, 3/1, and 1/1 adjustable rate mortgages. Terms are based on a 30 year amortization and are subject to change after the fixed rate period. Rates may not apply to all loan applicants.
Home Equity Lines/ Loans
Surveyed rates are for credit lines/ loans with a minimum of $30,000. Loan to Value (LTV) and owner equity requirements may vary. Rates may not apply to all loan applicants.