Find the Best Interest Rates at RateAPY

If you want to find which bank has the best rates, you needn't go any further. RateAPY collects cd rates, savings account rates, money market rates, mortgage rates and checking rates from banks all across United States to help you make the best decisions for your money. We do the legwork so that you can compare bank deals side by side and make the most of your hard earned money.


Easily compare savings account rates in our table below. We regularly collect the best rates from over 200 banks and show banks' best rates side-by-side so you can choose which is best for you.


Bank Rates News Blog

  • Tax Credit Extension Could Boost 2010 Home Sales

    Posted by: RateAPY Bank Rates News
    Posted: 09/30/2009

    A quarter of prospective first-time homebuyers say extending the $8,000 federal tax credit would heavily influence whether they buy a home before the end of next year, according to a new survey by Zillow.com. The tax credit for first-time buyers is set to expire November 30, but there’s growing talk of extending it another year [...]

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  • FOMC Meeting May Indicate Fed Rate Policy Intentions

    Posted by: RateAPY Bank Rates News
    Posted: 09/25/2009

    The Fed’s Federal Open Market Committee (FOMC) began one of its regularly scheduled meetings on September 22, 2009, and anxious investors wait to see if the Federal Reserve will give indications about adjustments to its monetary policy which affect everything from cd rates to mortgage rates. Fed Chairman Ben Bernanke made recent [...]

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  • Banks Loosen Overdraft Policies

    Posted by: RateAPY Bank Rates News
    Posted: 09/25/2009

    As Congress considers legislation to protect consumers from bank fees, two of the nation’s biggest banks are backing off from their most punitive overdraft policies. The Wall Street Journal reports Bank of America announced it would no longer charge customers overdraft fees for overdrawing their accounts by less than $10 in a day, and J.P. [...]

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  • While families are saving more these days, it is harder than ever to find out where to safely grow those savings

    Posted by: RateAPY Bank Rates News
    Posted: 09/22/2009

    The U.S. Department of Commerce’s Bureau of Economic Analysis has some good news about the state of the American economy: families are saving money at higher rates these days. In the second quarter of 2009, consumers were saving five percent of their disposable personal income, compared to a recent low of about one-half percent back [...]

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  • Weekly Mortgage Survey Shows Refinances and Fixed-Rate Mortgages Dominant

    Posted by: RateAPY Bank Rates News
    Posted: 09/22/2009

    A weekly survey of mortgage rates by the Mortgage Bankers Association provides an interesting snapshot of the mortgage market. While this survey reports average rates for purchases and refinancing as opposed to the most favorable current mortgage rates, it reveals general trends of the market. During the week of September [...]

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  • FDIC Deposit Insurance Extension Affects CD Term Length Decisions

    Posted by: RateAPY Bank Rates News
    Posted: 09/22/2009

    On May 20, 2009, the federal government opted to extend through 2013 the temporary increase in the standard maximum deposit insurance to $250,000 per depositor. Consumers wary of the stock market have turned to saving their money in bank certificates of deposit (CDs) as a way to maintain [...]

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