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Welcome to RateAPY.com

If you want to find which bank has the best rates, you needn't go any further. RateAPY collects cd rates, savings account rates, money market rates, mortgage rates and checking rates from banks all across United States to help you make the best decisions for your money. We do the legwork so that you can compare bank deals side by side and make the most of your hard earned money.

Occasionally if there is an especially outstanding offer that comes to our attention, we'll mention it here as well.

Stay up-to-date on interest rates and the news that affects them with our bank rates news blog which has the most current news affecting bank rates in the short term and the long term. We hope you enjoy our site and we look forward to seeing you often.

Bank Rates News Blog

• Earn 2.00% APY with the Mega Money Market Account from AmericaNet Bank

  Posted by: RateAPY Bank Rates News
  Posted: 09/01/2010

  A money market account offers the best of both worlds: access to your funds like a checking account and interest earnings in a separate account like a savings account. Money market accounts are FDIC insured and limited to six withdrawals per statement cycle, so accountholders are more likely to keep their savings intact in [...]

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• Ouachita Independent Bank Offers Five-Year Certificate of Deposit at 3.0100% APY

  Posted by: RateAPY Bank Rates News
  Posted: 08/25/2010

  Consumers looking for safety and a confirmed rate of return are turning to certificates of deposit (CDs), FDIC-insured savings vehicles with interest rates dependent on the length of the CD. Ouachita Independent Bank, based in Louisiana and also serving online customers, currently offers a variety of CD rates and terms, including a [...]

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• Boost your Savings Fast with Choice Financial’s RateBuilder Savings Account at 2.06% APY

  Posted by: RateAPY Bank Rates News
  Posted: 08/18/2010

  The silver lining in the cloud of the recession is that most Americans are recognizing the need for an emergency fund to cover at least three months of expenses. For many, opening a traditional savings account is the best way to begin building an emergency fund. Financial experts suggest that consumers ease into a [...]

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• Quicken Loans Offering 30-year Fixed-Rate Mortgage at 4.561% APR

  Posted by: RateAPY Bank Rates News
  Posted: 08/11/2010

  Historically low interest rates are enticing homeowners to refinance and home purchasers to find out if they can qualify to buy a home. When you are reviewing your options for a mortgage loan, make sure you compare more than the interest rate. Find out how much you need to pay in discount or [...]

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• EverBank Yield Pledge Money Market Account at 2.25% APY

  Posted by: RateAPY Bank Rates News
  Posted: 08/04/2010

  A money market account appeals to many consumers who want to earn interest on their savings while the funds stay safe and accessible. An online search can yield the best money market account to meet your needs. EverBank’s Yield Pledge Money Market Account features a pledge to always pay an interest rate [...]

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• AIG Bank Signature Two-Year Certificate of Deposit at 1.87% APY

  Posted by: RateAPY Bank Rates News
  Posted: 07/28/2010

  Building up an emergency savings fund of three to six months or more of expenses is on the to-do list of many consumers. Many are opting to start with a savings account and then, as they accumulate more funds, open a certificate of deposit (CD) account where their money is safe and they [...]

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