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Welcome to RateAPY.com

If you want to find which bank has the best rates, you needn't go any further. RateAPY collects cd rates, savings account rates, money market rates, mortgage rates and checking rates from banks all across United States to help you make the best decisions for your money. We do the legwork so that you can compare bank deals side by side and make the most of your hard earned money.

Occasionally if there is an especially outstanding offer that comes to our attention, we'll mention it here as well.

Stay up-to-date on interest rates and the news that affects them with our bank rates news blog which has the most current news affecting bank rates in the short term and the long term. We hope you enjoy our site and we look forward to seeing you often.

Bank Rates News Blog

• AIG Bank Signature Two-Year Certificate of Deposit at 1.87% APY

  Posted by: RateAPY Bank Rates News
  Posted: 07/28/2010

  Building up an emergency savings fund of three to six months or more of expenses is on the to-do list of many consumers. Many are opting to start with a savings account and then, as they accumulate more funds, open a certificate of deposit (CD) account where their money is safe and they [...]

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• Capital One InterestPlus Online Savings Account at 1.35% APY

  Posted by: RateAPY Bank Rates News
  Posted: 07/21/2010

  Old-fashioned savings accounts are making a comeback now that Americans are focusing their attention on saving rather than spending. But today’s savings accounts have plenty of modern appeal since they allow 24/7 online access including the ability to transfer money from savings into a checking account if necessary. Capital One’s InterestPlus Online [...]

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• AmeriSave 30-Year Fixed-Rate Mortgage at 4.075% APR

  Posted by: RateAPY Bank Rates News
  Posted: 07/14/2010

  Potential home buyers and homeowners interested in refinancing need to compare mortgage products before they compare mortgage rates. Decide if you want a traditional fixed-rate, 30-year mortgage or if you want a 15-year mortgage loan. Borrowers who are sure they will sell their home within a short time period may want to evaluate [...]

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• Ally Bank Money Market Account at 1.29% APY

  Posted by: RateAPY Bank Rates News
  Posted: 07/07/2010

  A money market account can be the best place to keep emergency savings or to build funds for a future purchase. While not as accessible as a regular checking account (withdrawals are limited to six per statement cycle), money market accounts allow you to transfer or withdraw funds when you need them. In [...]

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• USAA Bank Seven-Year Certificate of Deposit at 3.55% APY

  Posted by: RateAPY Bank Rates News
  Posted: 06/30/2010

  Consumers looking for financial security often turn to Certificates of Deposit (CDs). Not only are these accounts FDIC-insured, but they offer a guaranteed rate of return with a wide variety of terms. USAA Bank, a member-based bank serving military families, offers many of their financial products, including CDs, to the general public. [...]

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• Zions Bank Internet Savings Account at 1.11% APY

  Posted by: RateAPY Bank Rates News
  Posted: 06/23/2010

  Stock market volatility has led many consumers to look for a safer place to build their nest egg for emergencies and future purchases. Now that savings accounts are readily accessible online, savers can search for the account with the highest interest rates, lowest fees and rules that match their finances. Savings Account from Zions [...]

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